9 Crown Row, Bracknell, Berkshire, RG12 0TH
Liam McDonnell
Lettings Valuer
Liam attended school locally in Ascot and began his career in estate agency aged 18 in the Bracknell area. He has gone on to gain experience within the Maidenhead, Reading and Wokingham markets too. Building relationships is what Liam enjoys the most in his role, which gives him the opportunity to meet and help all kinds of people. Away from work, Liam enjoys playing football throughout the week and for a local Bracknell team on a Sunday (some say the next Sunday League Pirlo).
The best piece of advice I’ve ever been given is…
The way to get started is to quit talking and start doing.
Top of my bucket list is…
To travel around America and Australia.
On Sunday mornings, you can usually find me…
On a football pitch in all weathers – potentially a little jaded from the night before.
My guilty pleasures are…
Watching Super Sunday and the F1 whilst devouring a takeaway. Highly recommended.
The thing I like best about my job…
Helping and advising landlords on how to make the process of letting their property as stress-free as possible, and assuring tenants throughout the process so that it becomes an enjoyable and exciting experience.
The person I’d most like to go for a drink with is…
Sir Alex Ferguson.
10 Jul 2018
At the time of writing (March 2018) the UK Government have several ‘Help to Buy’ schemes in place aimed at helping people looking to buy property in England & Wales.
Help to Buy Schemes vary from special savings plans subsidised by the taxpayer known as Help to Buy ISAs through to Shared Home Ownership and Equity Loans.
A Help to Buy Equity Loan is made by the government and might be for as much as 20% of the property’s value. In London it is now up to 40% of the property’s value. The purchaser is required to put down a deposit of at least 5%.
The maximum eligible property value is £600,000 and the property must be new build. It is not available to existing property owners (although it isn’t limited to first-time buyers) or limited companies and you may not use your own property in part exchange. Also, the borrower may not rent the property out after purchase.
The idea of the loan is to help buyers entering the market through the purchase of a new home and also, one might assume, to help support the building of new housing stock by housebuilders.
Contact Duncan Yeardley to hear about new homes we are currently selling whereby Help to Buy is available.
Owners that buy property using an equity loan are effectively joint owners with the Government and they are still responsible for the their own mortgage in the usual way. There are no charges on the government’s equity loan for the first five years and, if the property is sold, the government will receive a pro rata share of the sale proceeds in accordance with the percentage of the property they own (up to 20% in England and Wales and up to 40% in London).
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