9 Crown Row, Bracknell, Berkshire, RG12 0TH

Sales Consultant
Anastasia is brilliant with people and loves creating new relationships. Perfect skills for her role at DY! Away from work she’s a keen gym bunny and enjoys taking her dog out on long walks, plus she’s a natural both in front of and behind the camera!
When I was younger I wanted to be…
A fashion stylist. Even now I still go around telling my family and friends what to wear and if they ever need advice they know who to come to.
Top of my bucket list is…
A skydive in Dubai.
You might be surprised to know…
I am a Grade 8 singer. When I was 10 years old I performed at the Royal Albert Hall and went on a music tour through Barcelona in 2017.
On Sunday mornings you can usually find me…
Giving my dog a lovely long walk around Virginia Water.
10 Jul 2018
At the time of writing (March 2018) the UK Government have several ‘Help to Buy’ schemes in place aimed at helping people looking to buy property in England & Wales.
Help to Buy Schemes vary from special savings plans subsidised by the taxpayer known as Help to Buy ISAs through to Shared Home Ownership and Equity Loans.
A Help to Buy Equity Loan is made by the government and might be for as much as 20% of the property’s value. In London it is now up to 40% of the property’s value. The purchaser is required to put down a deposit of at least 5%.
The maximum eligible property value is £600,000 and the property must be new build. It is not available to existing property owners (although it isn’t limited to first-time buyers) or limited companies and you may not use your own property in part exchange. Also, the borrower may not rent the property out after purchase.
The idea of the loan is to help buyers entering the market through the purchase of a new home and also, one might assume, to help support the building of new housing stock by housebuilders.
Contact Duncan Yeardley to hear about new homes we are currently selling whereby Help to Buy is available.
Owners that buy property using an equity loan are effectively joint owners with the Government and they are still responsible for the their own mortgage in the usual way. There are no charges on the government’s equity loan for the first five years and, if the property is sold, the government will receive a pro rata share of the sale proceeds in accordance with the percentage of the property they own (up to 20% in England and Wales and up to 40% in London).
Related article:
Get in touch