9 Crown Row, Bracknell, Berkshire, RG12 0TH
Marney Howick
Sales Valuer
Marney has worked in estate agency since leaving school and has experience in the Berkshire, Hampshire and Surrey property markets. She certainly has gained some exceptional local knowledge! Outside of work, Marney has a crazy beagle who keeps her busy, she loves playing Paddle with the girls in Binfield, and trying out new local bars and restaurants.
Top of my bucket list is…
I’d love to go to Bali!
When I was younger, I wanted to be…
An estate agent.
On Sunday mornings, you can usually find me…
Out for brunch, followed by a walk with the girls and our dogs.
My guilty pleasures are…
Prosecco and awful reality TV.
The thing I like best about my job is…
Building long lasting relationships with my clients and getting to see beautiful homes! I feel extremely fortunate to have worked across several counties and helped lots of lovely people move home.
The best piece of advice I’ve been given is…
You make your own luck.
13 Sep 2016
We are all used to taking insurance to cover us in the event that the worst happens. If your home has a fire or is burgled, you want to know that you will at least be financially compensated.
If you are a landlord, you probably have ‘buy-to-let’ insurance but you’d be mistaken to think that it is likely to cover you in the event that your tenant stops paying the rent. Landlord’s insurance usually extends to the usual building replacement and contents cover, emergency assistance and legal cover and perhaps some liability insurance. Some policies also include ‘rental cover’ but this doesn’t mean it’ll pay if your tenant falls into arrears. In most cases it will only cover lost rent for periods when a property is uninhabitable because of another insured event such as a fire.
If you want to take insurance to cover the risk of a tenant that ceases to pay their rent then you need to consider Rent Guarantee Insurance. This can sometimes be purchased as an add-on to standard landlord’s property insurance or can be purchased as a separate policy.
Many insurers will require the landlord to undertake a thorough referencing of their tenant prior to signing their Assured Shorthold Tenancy and they’ll expect the landlord to take and protect a tenant’s deposit. Furthermore, some insurers may only cover the rental void for a fixed period of time or after the rent has ceased for a period of say 90 days, so it’s worth checking the small print.
If you let your property with Duncan Yeardley we can provide a rent recovery policy that covers you for non payment of rent. Contact us on 01344 860121 to find out more.
Related articles:
Get in touch
Landlords
Landlords
Buyers
