9 Crown Row, Bracknell, Berkshire, RG12 0TH

Sales Consultant
Anastasia is brilliant with people and loves creating new relationships. Perfect skills for her role at DY! Away from work she’s a keen gym bunny and enjoys taking her dog out on long walks, plus she’s a natural both in front of and behind the camera!
When I was younger I wanted to be…
A fashion stylist. Even now I still go around telling my family and friends what to wear and if they ever need advice they know who to come to.
Top of my bucket list is…
A skydive in Dubai.
You might be surprised to know…
I am a Grade 8 singer. When I was 10 years old I performed at the Royal Albert Hall and went on a music tour through Barcelona in 2017.
On Sunday mornings you can usually find me…
Giving my dog a lovely long walk around Virginia Water.
13 Sep 2016
We are all used to taking insurance to cover us in the event that the worst happens. If your home has a fire or is burgled, you want to know that you will at least be financially compensated.
If you are a landlord, you probably have ‘buy-to-let’ insurance but you’d be mistaken to think that it is likely to cover you in the event that your tenant stops paying the rent. Landlord’s insurance usually extends to the usual building replacement and contents cover, emergency assistance and legal cover and perhaps some liability insurance. Some policies also include ‘rental cover’ but this doesn’t mean it’ll pay if your tenant falls into arrears. In most cases it will only cover lost rent for periods when a property is uninhabitable because of another insured event such as a fire.
If you want to take insurance to cover the risk of a tenant that ceases to pay their rent then you need to consider Rent Guarantee Insurance. This can sometimes be purchased as an add-on to standard landlord’s property insurance or can be purchased as a separate policy.
Many insurers will require the landlord to undertake a thorough referencing of their tenant prior to signing their Assured Shorthold Tenancy and they’ll expect the landlord to take and protect a tenant’s deposit. Furthermore, some insurers may only cover the rental void for a fixed period of time or after the rent has ceased for a period of say 90 days, so it’s worth checking the small print.
If you let your property with Duncan Yeardley we can provide a rent recovery policy that covers you for non payment of rent. Contact us on 01344 860121 to find out more.
Related articles:
Get in touch